CreatorFi, a fintech company that lends against creator revenue, has announced a $45 million combined debt and equity financing with capacity for up to an additional $100 million, according to a September 2, 2026 announcement carried by NewMediaWire and noted in New Market Pitch’s September 2026 creator economy funding roundup.

The equity financing was led by EV3, with participation from Uncorrelated Ventures, Protagonist and existing investors, plus angel investors including executives from State Street, J.P. Morgan Chase and Periscope. The debt financing was led by VerisFi Capital.

CreatorFi advances capital against recurring creator revenue streams: Roblox earnings, Spotify royalties, YouTube AdSense, TikTok Shop sales and other digital income. The company underwrites both the cash flows and the operators behind them, lending against IP and royalty-backed cash flows while taking direct control of the flow of funds.

The company says its capital lets independent media operators grow without selling their companies or their catalogs. The financing will help partners acquire proven IP, fund the creation of new IP, and expand through user acquisition, paid media and talent growth — serving artists spinning up labels, creators turning channels into streaming deals and consumer brands, and gaming studios buying back their IP.

For creators, this is a sign that creator income is being treated as a bankable asset class. Royalty and ad-revenue advances are no longer limited to music catalogs; predictable YouTube, Roblox or TikTok Shop income can now be underwritten like any other cash flow.

The takeaway for creators: if your revenue is steady and diversified across platforms, financing options beyond brand deals and personal loans are emerging. Keep clean records of your platform payouts — documented, consistent cash flow is what makes advances like these possible.